A policy illustration given at time of sale does NOT typically include the:

In the context of insurance policy illustrations, the primary goal is to provide prospective clients with a clear, accurate understanding of how a policy might perform over time. A policy illustration generally includes crucial financial metrics and projections related to the policy, such as the cash value, effective interest rates on loans, and cost surrender values at significant policy milestones like the 10th and 20th year.

The names of the beneficiary, however, are not typically included in the illustration. This is because illustrations focus on the policy's financial aspects rather than personal information regarding beneficiaries. It is essential to highlight how the policy performs financially rather than who will receive benefits at the insured's passing. Thus, while the policyholder may provide this information elsewhere in the application or documentation process, it is not part of the illustrative materials that portray the policy’s functionalities and expected performance.