An insured must submit proof of loss on a health insurance claim within how many days after the date of loss?

In health insurance policies, the requirement for an insured to submit proof of loss is typically set within a specific timeframe to ensure timely processing of claims. The standard period for submitting proof of loss is usually 90 days following the date of loss. This timeframe is designed to allow the insured sufficient time to gather necessary documentation and complete the claims process while also ensuring that the insurance company can promptly evaluate and settle the claim.

This 90-day period helps maintain an efficient claims system, balancing the needs of the insured with the operational requirements of the insurance provider. Adhering to this timeframe is crucial for the insured, as failing to submit documentation within the allotted period may result in delays or even denial of the claim.