Define "no-fault insurance."

No-fault insurance is a type of automobile insurance system that provides benefits to injured parties without regard to who was responsible for the accident. This means that regardless of fault, individuals can claim benefits for medical expenses, lost wages, and other related costs directly from their own insurance provider. This system is designed to streamline the claims process and minimize litigation, allowing for quicker access to benefits for those involved in an accident.

The emphasis in no-fault insurance is on providing medical and related benefits promptly, rather than establishing liability or assigning blame, which can often lead to complex legal battles. This approach helps ensure that victims receive timely support without lengthy disputes about fault, which can delay necessary care and compensation.