In which circumstance can a temporary producer license NOT be issued?

A temporary producer license is typically issued in specific situations to ensure continuity in the insurance industry, often in response to particular circumstances affecting licensed producers. In the case of a prospective producer enrolled in an insurance pre-license class, this individual has not yet met the qualifications necessary to hold a full producer license. Therefore, they do not have the required background, training, or certification to handle insurance transactions, which disqualifies them from receiving a temporary license.

On the other hand, other circumstances allow for the issuance of temporary licenses. For instance, a surviving spouse of a producer can obtain a temporary license to manage the deceased spouse’s insurance business during the transition period. Additionally, a designee of a producer entering active military service can receive a temporary license to keep the business running smoothly in the absence of the licensed producer. Similarly, circumstances deemed in the public interest could warrant the issuance of a temporary license to help fulfill an urgent need within the insurance arena. Thus, the limitations on temporary licenses focus on the need for the individual to have completed the necessary training and passed any requisite examinations, which the individual in a pre-license class has not yet accomplished.