Someone who sells, solicits, or negotiates insurance contracts for compensation on behalf of an insurer is called:

The term used to describe someone who sells, solicits, or negotiates insurance contracts for compensation on behalf of an insurer is "insurance producer." This designation encompasses a range of roles within the insurance industry, including agents and brokers, who operate under the authority granted to them by insurers.

Insurance producers are licensed professionals empowered to engage in the insurance business, assisting clients in selecting appropriate coverage and ensuring that their needs are met. Their expertise is essential in navigating the complexities of various insurance products, representing the interests of both the insurers and the clients. This role is pivotal in building trust and facilitating transactions within the insurance market.

Other terms, like insurance broker, insurance advisor, and insurance solicitor, have specific meanings and functions that do not fully capture the broader scope of responsibilities associated with an insurance producer. A broker typically acts on behalf of the insured, while a solicitor is often someone who works under a producer's license. An insurance advisor tends to provide guidance and advice but may not necessarily be involved directly in the sale or negotiation of contracts.