What does general liability insurance cover?

General liability insurance is designed to provide coverage for a variety of claims that a business might face due to its operations. This includes claims related to bodily injury, which can encompass injuries sustained by customers or third parties as a result of the business’s activities. Additionally, it covers personal injury claims, which refer to non-physical injuries such as defamation or invasion of privacy. Property damage is also included, addressing damages that a business may cause to someone else's property during its operations.

This broad scope of coverage is essential for businesses, as it protects them from significant financial loss associated with lawsuits or claims that could arise from everyday operations. The correct answer captures this comprehensive nature of general liability insurance, highlighting its role in safeguarding businesses against several potential liabilities rather than being limited to just one type of claim or incident.