Which of the following describes a policy where the insured pays a set amount per procedure for dental care?

The description of a policy where the insured pays a set amount per procedure for dental care matches well with a scheduled dental plan. In this type of plan, specific dental services are assigned a particular dollar amount or schedule of benefits, which dictates how much the insurer will pay for each procedure. The insured pays the difference between the scheduled amount and the total cost of the procedure. This structure allows for predictable costs for each service, making it clear what the insured will pay out-of-pocket for each dental procedure.

In contrast, managed care plans typically involve networks of providers and cost-sharing arrangements that may not directly relate to specific procedures. Indemnity plans offer more flexibility in choosing providers, where the insured might pay for costs upfront and then be reimbursed, without predetermined amounts for each service. Comprehensive dental coverage usually refers to broader coverage options without the specific per-procedure amounts associated with scheduled plans. Therefore, the scheduled dental plan is the most accurate choice for a policy that specifies payment amounts tied to individual procedures.