Which of the following is NOT an eligible dependent on an Accident and Health policy?

In the context of Accident and Health policies, the eligibility of dependents can often be based on age, marital status, and student status. In many insurance policies, a dependent child is generally defined as someone who is unmarried and under a certain age, typically 26, or who is a full-time student.

A 27-year-old child, regardless of whether they are married, exceeds the commonly accepted age limit for dependents in these policies. Therefore, being married and over the age limit renders this individual ineligible, making them the correct choice for this question.

In contrast, a 25-year-old married child may still be eligible under some policies, particularly if the age limit is defined to be up to 26 years old and does not specifically bar married dependents. A 19-year-old full-time student would typically remain an eligible dependent, as most policies allow full-time students under a specific age. An unmarried disabled child is also usually covered regardless of age, as long as the disability began prior to a certain age. Thus, the characteristics of the 27-year-old married child distinctly classify them as ineligible under standard definitions in Accident and Health policies.